Terms Of Use

This website is a property of Alexander Barclay Dryden ABN 15 519 337 160 (ACL390088) trading as Gryphon Direct under the domain name “www.gryphondirect.com.au” (“Gryphon Direct Web Site”).

Your use of this website is conditional upon your acceptance and compliance with these Terms and Conditions.

Important Notice: These Terms and Conditions constitute a legally enforceable agreement with Gryphon Direct. If you do not agree with any of these Terms and Conditions, you are not permitted to use this website and should immediately exit from it.

Your use of our website constitutes your acceptance and agreement to these Terms and Conditions. Please read these Terms and Conditions thoroughly.”

We provide value added services meant to connect small businesses, who are looking for small business loans for business purposes only, with small business loan providers. Gryphon Direct and all loans offered by the small business loan providers are not subject to National Consumer Credit Protection Act 2009.

Collected Information

By providing the Information to Gryphon Direct, you authorize us to furnish the Lender with your Information on your behalf and, if necessary, verify certain fields of your Information.

Your receipt of the loan from the Lender is subject to a separate assessment process that will be provided to you by the Lender. You acknowledge and agree that Gryphon Direct has no role in the Lender’s decision to provide or not provide funding to you and that Gryphon Direct provides the Information to the Lender on your behalf.

GRYPHON DIRECT DOES NOT GUARANTEE THAT YOU WILL RECEIVE A LOAN FROM ANY PROVIDER. Terms and conditions may vary subject to Lender’s application process.

No information on the Site is to be construed as financial product advice or a recommendation, to buy or sell any financial product (as that term is defined in the Corporations Act 2001 (Cth)). The Services provided by Gryphon Direct do not constitute an offer, invitation, solicitation or recommendation in relation to the subscription, purchase or sale of financial products (as defined in the Corporations Act 2001 (Cth)).

Gryphon Direct reserves the right to amend or modify these Terms and Conditions at any time and without notice to you. Your ongoing use of the website following any amendment or modification constitutes an agreement by you to abide and be bound by the amended or modified Terms and Conditions.

From time to time there may be information on our website that contains typographical errors, inaccuracies or omissions that may relate to product descriptions and rates.

Gryphon Direct reserves the right to correct any errors, rates, inaccuracies or omissions and to change or update information at any time without prior notice.

Prohibited Conduct

You must not:

• transmit to or via this website, any information which breaches any laws or regulations or infringes a third party's rights;
• tamper with, hinder the operation of, or make unauthorised modifications to this website;
• knowingly transmit any viruses or other disabling feature to the website;
• remove any copyright, trade mark or proprietary rights notices contained in or on this website; or
• use the website otherwise than in accordance with these Terms and Conditions.

Intellectual Property:

Unless otherwise stated, Gryphon Direct owns or has a valid licence to use all copyright and trade marks in the content of this website.

You must not modify, copy, adapt, store in retrieval system, reproduce, upload, post, transmit, sell, frame or embed in another website or distribute in any way any content contained on or in this website, except as expressly approved by us in writing or as permitted by law.

The information on this website is provided for personal use only. We grant you permission to store a reproduction of the material on your local computer for the sole purpose of viewing the material and to print hard copies of material for your personal information, but not commercial use.

Jurisdiction:

These Terms and Conditions shall be governed by and constructed in accordance with the laws of the state of South Australia. You agree to submit to the non-exclusive jurisdiction of the courts of the state of South Australia, Australia.

Privacy Policy

Privacy Policy

Gryphon Direct is covered by the National Privacy Principles and the Privacy Act 1988.

Gryphon Direct recognises the importance of protecting your privacy. We understand that protecting your privacy is important to obtaining and holding your trust.

Collection:

We may collect the following information from you:

• your name and contact details;
• some personal details;
• other information that you will supply to us.

Use and Disclosure:

We use your personal information in order to provide you with products and services that you have requested, to notify you of products and services that may be of interest to you (marketing) and to comply with any legal or regulatory obligations imposed on us.

To do this, we may disclose your personal information to organisations that carry out functions on our behalf. This may include lenders and other service providers.

Gryphon Direct does not share, sell or trade your personal information.

Access and correction:

In most cases you will be able to gain access to personal information about you held by us. Please contact us if you would like to access your personal information.

If you become aware of any errors or omissions in respect of our personal information please contact us so that we can correct your information.

Opting out of marketing:

You can opt out of receiving marketing material from us at any time by contacting us.

Storage and security:

Protecting your personal information is a priority at Gryphon Direct. We want you to be able to communicate with us with confidence.

We will take reasonable steps to keep the personal information that we hold about you secure to ensure that it is protected from loss, unauthorised access, use, modification or disclosure.

We use our best efforts to ensure that information received through Gryphon Direct website remains secure within our systems. However users should be aware that there are inherent risks in transmitting information across the internet.

Privacy concerns or complaints:

If you have concerns or would like to make a complaint regarding the treatment of your personal information by us please contact our Privacy Officer:

• Privacy Officer
• Gryphon Direct
• alex@gryphondirect.com.au
• 248B Melbourne St, North Adelaide SA 5006

Further information about privacy:

You can find more information about privacy on the office of the Privacy Commissioner’s website at www.privacy.gov.au