Private Home Loan & Mortgage Refinance Specialist

Access our Network of 200+ National Non Bank Private Mortgage Lenders.

Use the equity in your real estate to:

  • Pay Creditors
  • Fix Mortgage Arrears
  • Settle ATO Debts
  • Consolidate Debts
  • Stop Home Repossession
  • Pay For Renovations Or Purchase Investment Properties

TURN NO INTO YES

If you are self-employed, have bad credit or insufficient documentation, we can help you even if the banks say no.

Or call 1300 479 746 to speak to us.

Refinance Home Loan

Need to refinance home loan but can't get an approval from the bank due to insufficient documentation or bad credit? We can help. Gryphon Direct specialises in home loan refinancing via our network of 200+ private mortgage lenders. 


We have helped many Australian home owners secure a private mortgage, bad credit home loan or home loan refinance - even when the banks have said no to them.* 


Speak to us today to discuss your situation.


*Property is required as security for all our loan packages.  

Private Home Loan & Mortgage Refinance 

Access our Network of 200+ National Non Bank Private Mortgage Lenders.

Use the equity in your real estate to:

  • Pay Creditors
  • Fix Mortgage Arrears
  • Settle ATO Debts
  • Consolidate Debts
  • Stop Home Repossession
  • Pay For Renovations Or Purchase Investment Properties

TURN NO INTO YES

If you are self-employed, have bad credit or insufficient documentation, we can help you even if the banks say no.

Or call 1300 479 746 to speak to us.

Private home loan & mortgage refinance lender - Bad credit home loans

Turn No Into Yes

Australia's Trusted
Private Home Loan & Refinance Lender

Get a Private Home Loan or Mortgage Refinance

Private Home Loan Solutions In Australia

Private home loan - home loan refinance - Bad credit home loan

Private home loan lender offering a wide range of private lending through our network of 200+ Non Bank Mortgage Lenders.

 

We offer bad credit home loan & mortgage refinance from $500k to $10M.

What is a Private Home Loan?

Rather than being issued by banks or other more traditional lenders, our home loans are done with funds from specialised finance firms, investors or even individuals.


For the most part, they work similarly to the usual traditional loans, except that you’re not subject to the same stringent requirements.



A private mortgage or home loan is most commonly taken in the short-term, which helps in keeping the interest cost reasonable. While private lenders are more accepting of past arrears and insufficient documentation, loans will typically need to be secured against a property with enough equity.


The loan will be taken against this, meaning that credit risk is not an issue for private lenders. This can benefit you greatly if you have a credit score that makes it difficult to secure loans from the banks.

Private Home Loan & Refinance

A private home refinance is a strong option for you if you require urgent funds, whether for your business or otherwise. Our private mortgage loans can help free up much equity from your existing real estate to:

  • Pay Creditors
  • Fix Mortgage Arrears
  • Settle ATO Debts
  • Consolidate Debts
  • Stop Home Repossession 

A Private Lender Can Help You

Insufficient documentation, past arrears, bad credit, or anything else holding you back from getting a home loan? We can help. Gryphon Direct specialises in helping where the banks may turn you away, with private lenders who are understanding of your situation. 


We have helped many Australian home owners secure private mortgages, bad credit home loan, or refinancing for their property - even when the banks say no.* 


Whatever the issue, you can be sure that we'll assist you throughout the entire process.


*Property is required as security for all our loan packages.  

PRIVATE
HOME LOAN

COMMERCIAL LOAN

CONSTRUCTION LOAN

LOW DOC LOAN

A Private Home Loan Could Be Your Solution.

If your business is struggling or you require funds urgently, and the banks have said "No", a private home loan can help free up equity from your home. Use this equity to:

  • Pay Creditors
  • Fix Mortgage Arrears
  • Settle ATO Debts
  • Consolidate Debts
  • Stop Home Repossession 

PRIVATE
HOME LOAN

COMMERCIAL LOAN

CONSTRUCTION LOAN

LOW DOC LOAN

Private home loan - home loan refinance - Bad credit home loan

Private Home Loan & Mortgage Broker

Melbourne   Sydney   Brisbane   Adelaide   Perth   Canberra   Darwin   Hobart

We Offer A Wide Range Of private Home Loans & Mortgage Refinancing Through Our Network of 200+ National Non Bank Mortgage Lenders. we also specialise in bad credit home loans.

A Private Home Loan Could Be Your Solution.

If your business is struggling or you require funds urgently, and the banks have said "No", a private home loan can help free up equity from your home. Use this equity to:

  • Pay Creditors
  • Fix Mortgage Arrears
  • Settle ATO Debts
  • Consolidate Debts
  • Stop Home Repossession 

PRIVATE
HOME LOAN

COMMERCIAL LOAN

CONSTRUCTION LOAN

LOW DOC LOAN

About Gryphon Direct

Private home loan - home loan refinance - Bad credit home loan

Non-Bank Private Home Loans

SERVING AUSTRALIA FOR OVER 15 YEARS


With more than 15 years of experience and trust in Australian Private Lending, Gryphon Direct can help with all your borrowing needs - simply tell us what you need and we'll work together to tailor a loan to your specific situation. Our loans make for a legitimate alternative to traditional lending, and all contracts are regulated by the courts.

Access The Equity In your Property


If you own property with equity left in it, chances are you can free up that equity and use the funds in various ways. 


Our Private Lenders have less stringent criteria than banks and require less minimal documentation in order to approve a private home loan


We can help you find the ideal private lender and loan package to suit your circumstances.  

Private Home Refinance
Gryphon Direct - Non Bank Home Loans

Lo Doc & Bad Credit Home Loans


Gryphon Direct works with many private lenders who specialise in bad credit home loans and low doc mortgage loans.


If you find it hard to borrow from the banks due to a bad credit history, we can help you find a private lender who will lend to you.


We have helped many Australians with bad credit access much needed private funding by freeing up the equity in their existing real estate.    

Refinance Home Loan With A Non-Bank Lender

Need a home loan but finding it hard to get a bank loan approved? We can help. We specialise in non bank private home loan solutions that are underwritten directly by a panel of over 200 private lenders.   


Gryphon Direct is a national private lender and mortgage specialist and can help you with a wide range of private home loan and refinance options. Our clients use us as a short-term financing option to help tide over difficult times.


Besides shorter term loans, the following are also available options for anyone looking to take a private loan. Private loans take a variety of different types of securities, and are predominantly for the self-employed and corporate entities.

  • Bad Credit Home Loans - Have poor credit history? You can obtain funding through our Private Lenders even if banks won't lend to you.
  • Second Mortgages - Take out a second mortgage loan in addition to your existing home loan to free up more equity. 
  • Caveat Mortgage Loans - Take up a short-term caveat loan to obtain private funding using your property as a security.  
  • Bridging Home Loans - For when you need additional funding to purchase a new property prior to selling your existing property.  

These are just a few of our private lending solutions. If you need financing and the banks won't lend to you, speak to us today. Share your situation with us and our experienced lending managers will help customise a suitable package for your needs. 

APPLY FOR A PRIVATE MORTGAGE oR HOME LOAN REFINANCE TODAY TO RESOLVE YOUR PROBLEMS.

NEED URGENT HELP?

SAME DAY APPROVAL

OTHERS SAYING NO?

NO VALUATION REQUIRED*

RUNNING OUT OF TIME?

CAN SETTLE WITHIN 7 DAYS

Is it a safe option?

Yes it is if you go with an Australian accredited private lender. Private Lending has become a genuinely viable option in Australia, as they adhere to the same laws that apply to all banks.


All loans are legal contracts approved by the courts. Regardless, it is still important to choose the right lender for your needs.


Private lenders charge in a similar manner to banks, with expenses involving application, valuation, legal, and establishment fees. To accommodate for the increased risk posed to the lender, however, the interest rate will likely be slightly higher.


There are ways to minimise your expenditure, however, and the dedicated service and quick, ongoing communication is a good counterbalance.

Need a private Mortgage or refinancing in Sydney, Melbourne, Brisbane, Perth, Adelaide & Nationally? Speak to Gryphon Direct today.

Why go with with private home loan?

As the main purpose of such loans is to bridge a shortfall, those who take private loans are typically people who are rich in assets but running low on cash.


Private loans provide a much-needed boost that can help to avert disaster. Examples are below.

  • Small business owners who lack cashflow or who are looking to expand their business may seek private loans to help themselves onto the right track for success.
  • Self-employed or budding business owners who do not yet have sufficient documentation or financials for bank loans.
  • Borrowers seeking to put the loan towards more unconventional use may find it hard to get a bank loan approved.
  • House flippers can confidently take private loans, as the loans are perfectly suited to the short-term nature of their work, and they are likely to sell their properties quickly.
  • Anyone who wishes to build or renovate a property - including property developers who wish to acquire new sites.

For borrowers with past arrears or bad credit, it can be especially difficult to secure a home loan or refinance. A Private Lender can help in this regard.

APPLY FOR A PRIVATE MORTGAGE oR HOME LOAN REFINANCE TODAY TO RESOLVE YOUR PROBLEMS.

NEED URGENT HELP?

SAME DAY APPROVAL

OTHERS SAYING NO?

NO VALUATION REQUIRED*

RUNNING OUT OF TIME?

CAN SETTLE WITHIN 7 DAYS

WE OFFER PRIVATE HOME LOAN, MORTGAGE REFINANCING & BAD CREDIT HOME LOANS TAILORED TO MEET YOUR SPECIFIC NEEDS.

Whether you are located in Sydney, Melbourne, Perth or anywhere within Australia, Gryphon Direct has the resources to help you.

Can’t get a loan from the bank or mainstream lenders? Access our network of over 200 private lenders today.

Bad Credit Home Loans

Bad credit Home Loan?

WHEN THE BANKS SAY NO...WE SAY YES!


When you are under duress and stress and being consistently chased by creditors, our private lending solutions will help you resolve these problems. Even if you have a bad credit rating. Speak to us today.

Australia's Trusted 
Private Lender & Private Home Loan Specialist

ENQUIRE NOW

Minimum Loan Amount: $500K

Please select Loan Type:

By submitting an enquiry, you acknowledge that you have read and accepted our privacy policy and terms, and agree to be contacted by us through the phone number and/or email address you have provided.

All loans are secured against existing property with equity. We do not offer first time buyer, vehicle or personal loans.  

Real Estate Required As Security.
We do not offer personal, retirement, car or cash loans.